Money transferred to a wrong bank account will be received like this –
With the increasing trend of online banking, people can easily transfer money from their bank account to any other bank account through mobile banking, internet banking. Apart from this, you can also send money to any account through NEFT and RTGS by going to check and bank. The benefits of digital banking are many, but if you make some mistake in the banking details, then it can also be your loss.
If you accidentally filled the bank account number incorrectly in the other bank account, then your money will be transferred to the wrong account. By taking action at the right time, you will get all your money back.
First inform the bank –
If money is transferred to the wrong account, you will have to file a written complaint with it in the bank. If the money is transferred to the bank account of any branch of the same bank, then your complaint will be settled soon. If it is the case of another bank, then it will take more time to get the money back.
In the case of the second bank, you will have to lodge a complaint with that bank as well and the permission of the account in which the money has gone.
Online Transaction screenshot will work –
While transferring the money online, a screenshot of its proof can be asked from you to ensure that the account is transferred to which the money is transferred. With this, the message of the transaction from the bank can also be useful for you.
The Reserve Bank has also instructed banks that if this happens to a customer, the bank will help him to get his money back and resolve his complaint as soon as possible.
By the way, the bank solves your problem, if the other person cooperates and returns your money, even if in any case you have difficulty in getting the money back, you can also file a court case.