Hello, friends welcome to INFOFRIENDLY. Today we will talk about how to write an application and information for closing credit card. We will also know that What is the process to close the credit card? In how many ways can we close the credit card? So, let’s go ahead and know how to close the credit card.
Why and when to close the credit card?
- If you have more than one credit card, then you should close it.
- If the bank imposes more plenty then the credit card of that bank should be closed.
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- If the interest rate of the bank has increased, then you should close the credit card.
- If you are not using your credit card, then turn it off.
- If you have 2 credit cards and want to close one – turn off the one with the lowest credit limit.
What is the process to close the credit card?
- If you want to close your credit card then deposit the due amount. If you are depositing by check, then after 10 days do the next process.
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- Which is to call the company. Whose number you will find on the back of the credit card.
- Call and say that I want to close my credit card. and reference no. take it.
- Then email the credit card company and tell me to give me your cancellation report. Give your reference no in the email.
- Now give an application in the bank also. I have written the application below. After submitting the application, take the Acknowledgment letter from the bank.
- A cancellation call will come within 7 days. In which it will be told that your credit card has been canceled.
- Now the most important thing is to take NOC and No Dues Certificate from the bank. Always keep it with you. Otherwise, there may be a mess later.
- After 4-5 years, many people tell the bankers that your credit card due was left, which has now become 50 thousand, 60 thousand. That’s why you take NOC and No Dues Certificate.
Application for closing credit card
To,
The Bank Manager
Bank Name,
Branch, District
Date-DD-MM-YYYY
Subject – To discontinue credit card facility.
Sir,
I humbly request that I (Your name) am an account holder of your bank. I want to disable my credit card facility from my account. I don’t need it now. I have attached the Xerox copy of the credit card with the application.
So, I request you to close the credit card linked to the account, for this, I will always be grateful to you.
Yours sincerely
Name – (Your name)
A / C no. – (Account number)
Mo – (Your mobile no.)
Date –(DD-MM-YYYY)
  (Sign)
You can also see the photo of this application.
Example: – Write an application for closing credit card?
To,
The Bank Manager
State Bank of India
Bailey Road, Patna
Date – 27-06-2021
Subject – To discontinue credit card facility.
Sir,
I humbly request that I Suresh Sahu am an account holder of your bank. I want to disable my credit card facility from my account. I don’t need it now. I have attached the Xerox copy of the credit card with the application.
So, I request you to close the credit card linked to the account, for this, I will always be grateful to you.
Yours sincerely
Yours sincerely
Name – Suresh Sahu
Account Number – 12345678989
   (Suresh Sahu)
Note- You can give the date anywhere above or below in the application.
So, friends, this was the information about the credit card. When and how will we close the credit card and how will we write the application for that. I hope that you will definitely like this information.
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