Although it is very easy for SBI to open a new Jan Dhan account, but you may find it difficult to talk about it.
People, do you want to close SBI Jan Dhan account?
The first reason for this is that the account is not transferred
You cannot withdraw more than ₹20,000 in 1 day and not more than ₹10,000 in 1 day from ATM.
You have difficulty in getting the PIN of the ATM and also the passbook.
In the branch of Jan Dhan Yojana, if you want to withdraw money from the branch, then you have to give thumb impression.
Most importantly, you cannot withdraw it by check money and you cannot deposit a check of more than 10,000.
Its advantages are less and disadvantages are more. People have opened account very fast but do not put money in it. Even if they put money, then in a few days when they face trouble, they go to the bank to close the account.
How to close Jan Dhan account?
To close a Jan Dhan account you need four things.
1) An application form that I have written below
2) Passbook and a Xerox copy of it (Xerox of the first page of the passbook and the account number on which it would have been)
3) ATM card and its 1 Xerox copy
4) Revenue Card (which you will find at the post office or Xerox shop)
Application for Jan Dhan account closing –
Subject: To close my Jan Dhan Account
It is kindly requested that I am (My Name), the account officer of your bank whose account number is and atm number is . I need to close my account due to any need.
Therefore, request Sir to get it closed and return my outstanding balance. I will be eternally grateful to you for this work.
Example: – Application for Jan Dhan account closing
In this way, no matter how much money is in your account, you will get it.
And keep one thing in mind. If you want to open a new savings account, then first of all close the Jan Dhan account. Then you can open a new account in the same bank.
Thank you very much for reading this post by giving your important time.